Sunday, December 28, 2008

The Dave Ramsey Show Review

Today I am going to talk about a Personal Financial Advising by the name of Dave Ramsey. Dave Ramsey is a radio talk show host for the "Dave Ramsey Show" and also an author of many books including "The Total Money Makeover".

In my last few posts I have been talking about Personal Finance Budgeting and also the importance of Savings. I went over the importance of setting up Personal Budgeting Strategies and sticking to these strategies in an attempt to meet goals for financial freedom. I also went over the value of using a Savings Calculator to actually see how saving small amounts over time can truly payoff. A savings calculator can be very important because most people don't understand the power of compounding interest until they see an actual example .

I have been trying my best to give my readers useful and practical financial advising information that will truly help them to achieve financial freedom. My goal with this blog is to give my readers the best financial advising tips that I possibly can and in turn help change some lives. If there is any possible topic that you readers would like me to cover that is related to personal financial advising then please shoot me an email and I will cover it to the best of my abilities.

In a country with so much wealth one would think that people would have a better grasp on basic personal finance techniques. This is clearly not the case and it makes me wonder if we should be requiring all people to take 2-3 Personal Finance training classes while in high school. I believe that we should do this and hope that this does happen in the future.

I have some very good information today for those of you that are having trouble with your personal finances or for those of you that are just looking more personal finance training.

Today I am going to talk about a financial advisor named Dave Ramsey. Many of you may have already heard of him and many of you may be saying "Who is Dave Ramsey?" at this very moment. For those of you that don't know who he is I am going to explain everything about him and even suggest that you go ahead and scrap reading my whole blog and instead just start reading his books about personal finances and personal finance management. Dave Ramsey gives out, by far, some of the most basic and easy to follow personal finance advising of anyone out there. And the best part about this is that you can get it all for free from the "Dave Ramsey Radio Show".

Dave Ramsey is a radio talk show host on the "Dave Ramsey Show". His show is broadcast on over 300 different radio stations across the United States each week. The Dave Ramsey Radio Show is set up with a format where listeners call in and ask for Personal Finance advising tips from Dave Ramsey.

Ramsey has also written a lot of books related to personal finances and money management. Some of his most well known books include The Total Money Makeover, Financial Peace, and More Than Enough, just to name a few.

He has a very simple and basic ideology that sums up his teaching. This is the "no debt" idea. His ideas are based around people paying cash for everything and not racking up debt.

I think that this alone is the most sound piece of personal finances advice that anybody can be given. The only way to get ahead in life and begin to experience financial freedom is through savings, and how can you save money if you are in debt.

A short excerpt from says this:

"The Dave Ramsey Show"

Dave Ramsey offers life-changing financial advice as host of the nationally syndicated radio program, “The Dave Ramsey Show,” which is broadcast on more than 300 radio stations throughout the United States to over 3 million listeners each week . The three-hour live radio talk show focuses on life, love, and relationships, and how they happen to revolve around money. Dave says, "It's where life happens...caller after caller."

I find everything from this statement to be true and recommend that each of you check out the "Dave Ramsey Radio Show" sometime and learn from his wealth of knowledge about personal financial advising. If interested you can check here to see the Dave Ramsey Stations in your local area.

I am also here to tell you that if you use the information provide through the Dave Ramsey show and also read some of his books you will never need to hire a financial advisor. Yep, that's right! He will give you all the information that you need to handle your personal finances on your own.

I would highly recommend that you go ahead and purchase Dave Ramsey's book "The Total Money Makeover". These ideas and strategies in this book are absolutely timeless and I cannot find any comparable book on the market. It there you can find all kinds of great information about credit cards, investments, mortgages, and even student loan advice.

That is all for today's post. Do yourself a favor and start listening to the Dave Ramsey Show, purchase a book or two from him, and get started on your quest for financial freedom.

In my next post I am going to continue to talk more about the wonderful advice that Dave Ramsey gives and and dive into more detail about his "Total Money Makeover" book.


P.S. I was joking about scrapping this blog, please come back, that is of course unless you have found my posts to be completely worthless. Also, ff you are looking for a financial advisor please email me and I wil suggest a few financial advising companies that I think you should consider using for your financial advising.